Regulatory Compliance Intelligence

Decision Pipeline • Q4 2025 • Next Exam: 2026-04-15

Capital Classification
Well Capitalized
Net Worth Ratio: 11.84% (484bps above minimum)
✓ Regulatory Compliant
Exam Readiness
94/100
26 days until exam • Last rating: 1
Strong
Q4 2025 Call Report
Filed
Accuracy: 99.8% • 28 reports generated
✓ On Time

Compliance Actions Required

Compliance Findings

Asset Quality
Delinquency trending below peer average
Capital
Net worth ratio exceeds well-capitalized threshold by 184 bps
Liquidity
Loan-to-share ratio approaching 80% threshold
Sensitivity
Interest rate risk model needs refresh

Capital Ratio Trends

Net worth and RBC vs regulatory thresholds

CAMELS Component Scores

Exam readiness by component